CUSTOM ANALYTICS PRODUCTS
ACCOUNT ORIGINATION
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CUSTOM RISK SCORECARDS
Predicts future payment delinquency allowing credit providers to associate odds of payment with a consumer and make an informed decision on the granting of credit.
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FRAUD PREVENTION
Predicts likelihood of fraud based on custom models using client fraud data.
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CUSTOM RESPONSE MODELS
Predict likelihood of customer responding or not based on client call centre data.
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LAPSE MODELS
Predicts the probability of a client lapsing on an insurance policy based on ranking according to lapse rate.
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LOSS MODEL
Predicts the chance of a customer lodging a claim with the insurance company by using claims data and helps to inform premium selection.
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INDUSTRY & CONSUMER BOOK PROFILING
Provides insights into what is happening across an industry as well as the current standing of a consumer’s book across three stages – acquisitions, current consumers & consumers in collection.
ACCOUNT MANAGEMENT
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CUSTOMISED ACCOUNT MANAGEMENT SCORECARDS
Assesses existing accounts on a periodic basis allowing credit providers to assign appropriate credit strategies such as cross selling, upselling or increasing or decreasing credit limits
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CUSTOMISED CLIENT SCORECARDS
Assesses existing clients on a periodic basis allowing credit providers to assign appropriate credit strategies such as increasing or decreasing credit limits cross selling or up selling of products.
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CUSTOMER PROFITABILITY MODELLING
Attrition models (Customer churn models)
Predicts the likelihood of a client churning.
AConsumer profiling
Provides a more customised profile view when generic profiling is not sufficient.
RECOVERY & COLLECTIONS
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CUSTOM RECOVERY SCORECARDS
Assists collection departments to ascertain which delinquent customers have the greatest likelihood of returning to positive payment behaviour.
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CUSTOMIZED PRICING AND IMPAIRMENT MODELS
Assists debt purchasers to determine a reasonable price for books that they are considering making an offer on by predicting the net cash flow.